.simulator{max-width:1000px;margin:2rem auto;padding:2rem clamp(1.2rem,4vw,3.5rem);scroll-margin-top:100px}.simulator [hidden]{display:none}.simulator h2{font-size:clamp(1.7rem,3vw,2.3rem);margin:.6rem 0 1rem;max-width:720px}.simulator p{color:var(--muted)}.simulator noscript a{color:var(--navy);text-decoration:underline}.sim-form{margin-top:1.8rem}.sim-form fieldset{min-width:0;border:0;border-top:1px solid var(--line);padding:1rem 0 1.7rem}.sim-form legend{padding-right:.8rem;font-weight:700;font-size:1.05rem}.sim-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem 1.5rem}.sim-fields label{display:flex;flex-direction:column;gap:.4rem;font-size:.9rem;font-weight:600}.sim-fields input,.sim-fields select{width:100%;min-width:0;min-height:48px;padding:.7rem;border:1px solid #9aa6b2;border-radius:8px;background:var(--paper);color:var(--ink);font:inherit;font-size:1rem}.sim-fields small{font-weight:400;color:var(--muted);line-height:1.5}.sim-fields [aria-invalid=true]{border-color:#b33125}.simulator :is(input,select,button,a,summary):focus-visible{outline:3px solid var(--navy);outline-offset:3px}.simulator .sim-error{color:#9e261d;margin-top:1rem}.sim-results{margin-top:1.8rem;padding:clamp(1.2rem,3vw,2rem);background:var(--paper);border:1px solid var(--line);border-radius:var(--radius)}.sim-results h3{font-size:1.1rem}.sim-totals{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin:1.4rem 0}.sim-totals dt{color:var(--muted);font-size:.85rem}.sim-totals dd{color:var(--navy);font-weight:700;font-size:clamp(1.25rem,2.3vw,1.65rem);overflow-wrap:anywhere}.sim-breakdown{font-size:.9rem;margin-bottom:.7rem}.sim-note{font-size:.82rem}.sim-actions{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.5rem 0 1rem}.sim-actions .btn{white-space:normal;text-align:center}.sim-formulas{margin-top:1.2rem;font-size:.9rem}.sim-formulas summary{cursor:pointer;color:var(--navy);font-weight:600;padding:.6rem 0}.sim-formulas p{margin-top:.7rem}@media (max-width: 640px){.sim-fields,.sim-totals{grid-template-columns:1fr}.sim-actions .btn{width:100%}}@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}}
